Can’t qualify for a personal loan? 4 alternatives to try

By ANNIE MILLERBERND from NerdWallet Personal loans provide fast, unsecured money that can pay off anything from home repairs to medical emergencies. Instead of asking for collateral like a house or a car, many prefer advanced lenders with strong credit and high incomes. But what if you do not meet the requirements of the lender? … Read more

Virtual reality experience at Oelwein | Oelwein Daily Register

For those who enjoy cutting-edge gameplay, modern technology, and captivating entertainment, there are few places in the area that beat S. Frederick’s Virtual Reality Studios Oelwein. Owned and founded by Vernon May, the site has brought an exciting virtual reality experience home, providing a first brush with what many believe is the future of interactive … Read more

Increasing Social Security by 11% is practically impossible. But that’s fine.

(Keith Spetses) We’re likely less than two weeks away from knowing how high our Social Security checks will be in 2023. The Social Security Administration (SSA) plans to announce in mid-October. There has been a lot of predictions in recent months about the next cost-of-living adjustment (cola) will be. Of these, the most optimistic estimates … Read more

Planning to get Social Security at 62? 3 reasons to wait until age 70

(Adam Levine Weinberg) The big question for Americans nearing retirement is when to apply Social Security benefits. While the US government has set the full retirement age at 67 for people born in 1960 or later, Americans can choose to receive reduced Social Security benefits as early as 62 — or wait past the full … Read more

3 Unstoppable Investments Everyone Needs in Their Portfolio | Smart Change: Personal Finance

(Chuck Salita) With the stock market plummeting throughout most of 2022, investors are rediscovering the risks involved in investing. The unfortunate truth is that your money is there Always At risk of experiencing some kind of loss, whether invested or not. As a result, it is very important that you put parts of your money … Read more

The farm group seeks to teach mental health first aid | local news

Advocates say farmers’ suicide rates outpace nearly any other profession in America, which is why they’re sponsoring a mental health first aid program next month at Homer. ‚ÄúData released in January 2022 from the Centers for Disease Control and Prevention indicates that suicide rates in agriculture are worse than almost any sector at a rate … Read more

Does remote work contribute to high inflation? | Smart Change: Personal Finance

(Bram Berkowitz) Many different factors have contributed to the rise in inflation this year. Rising gas prices, a lot of stimulus over the past couple of years, and pent-up demand as a result of the pandemic are just a few of the big factors to bring up. Inflation has pushed up bond yields and forced … Read more

Veteran Service Organizations in North Texas Receive $5.7 Million in Grants | News

AUSTIN – The Department of State announced Friday that the Texas Veterans Affairs Commission Fund to Assist Veterans Affairs awarded $5.77 million in grants to 26 North Texas-based veteran service organizations. A news release said the organizations that received funding provide services to nearly 3,000 North Texas veterans and their families. The Veterans Aid Fund, … Read more