Planning to get Social Security at 62? 3 reasons to wait until age 70

(Adam Levine Weinberg) The big question for Americans nearing retirement is when to apply Social Security benefits. While the US government has set the full retirement age at 67 for people born in 1960 or later, Americans can choose to receive reduced Social Security benefits as early as 62 — or wait past the full … Read more

3 Unstoppable Investments Everyone Needs in Their Portfolio | Smart Change: Personal Finance

(Chuck Salita) With the stock market plummeting throughout most of 2022, investors are rediscovering the risks involved in investing. The unfortunate truth is that your money is there Always At risk of experiencing some kind of loss, whether invested or not. As a result, it is very important that you put parts of your money … Read more

Why the $4,194 Maximum Social Security Benefit is Fancy | Smart Change: Personal Finance

(James Bromley) It may not be a huge amount of money, but it is definitely enough to live comfortably. Cashing out $4,194 Social Security checks a month translates to an income of more than $50,000 a year, which is roughly what the average American worker earns these days. Odds of You’ll Actually Earn Your Maximum … Read more

Does remote work contribute to high inflation? | Smart Change: Personal Finance

(Bram Berkowitz) Many different factors have contributed to the rise in inflation this year. Rising gas prices, a lot of stimulus over the past couple of years, and pent-up demand as a result of the pandemic are just a few of the big factors to bring up. Inflation has pushed up bond yields and forced … Read more