Can’t qualify for a personal loan? 4 alternatives to try

By ANNIE MILLERBERND from NerdWallet Personal loans provide fast, unsecured money that can pay off anything from home repairs to medical emergencies. Instead of asking for collateral like a house or a car, many prefer advanced lenders with strong credit and high incomes. But what if you do not meet the requirements of the lender? … Read more

Increasing Social Security by 11% is practically impossible. But that’s fine.

(Keith Spetses) We’re likely less than two weeks away from knowing how high our Social Security checks will be in 2023. The Social Security Administration (SSA) plans to announce in mid-October. There has been a lot of predictions in recent months about the next cost-of-living adjustment (cola) will be. Of these, the most optimistic estimates … Read more

Planning to get Social Security at 62? 3 reasons to wait until age 70

(Adam Levine Weinberg) The big question for Americans nearing retirement is when to apply Social Security benefits. While the US government has set the full retirement age at 67 for people born in 1960 or later, Americans can choose to receive reduced Social Security benefits as early as 62 — or wait past the full … Read more

White House hosts local officials, touts impact of policies | Health, medicine and fitness

By Josh Bock – The Associated Press Washington (AFP) – The White House is making a new effort to show local governments what it can do for their communities, and is hosting North Carolina officials to highlight funding opportunities and hear firsthand how to do it. Relief from Corona VirusAnd the Infrastructure dollars Other policies … Read more

An increase in Venezuelan immigration is felt across the United States | Health, medicine and fitness

By Acacia Coronado and Gisela Salomon – The Associated Press Eagle Pass, Texas (AP) – It cost Nerio two months and all he had to get him from Venezuela to the United States, traveling mainly on foot and watching exhausted immigrants being assaulted or left to die. Likes An increasing number of Venezuelans, Nerio made … Read more

3 Unstoppable Investments Everyone Needs in Their Portfolio | Smart Change: Personal Finance

(Chuck Salita) With the stock market plummeting throughout most of 2022, investors are rediscovering the risks involved in investing. The unfortunate truth is that your money is there Always At risk of experiencing some kind of loss, whether invested or not. As a result, it is very important that you put parts of your money … Read more

Why the $4,194 Maximum Social Security Benefit is Fancy | Smart Change: Personal Finance

(James Bromley) It may not be a huge amount of money, but it is definitely enough to live comfortably. Cashing out $4,194 Social Security checks a month translates to an income of more than $50,000 a year, which is roughly what the average American worker earns these days. Odds of You’ll Actually Earn Your Maximum … Read more

Cash Advance vs Payday Loan Apps: Which is Better? | Smart Change: Personal Finance

Annie Millerbrand If you were asked to photograph a lender on payday, you might think of a storefront in a strip mall with green dollar signs and neon slogans like “daily payday.” You probably wouldn’t imagine a mobile app advertising on TikTok and showing a colorful logo. But Cash Advance Applications Like Earnin and Dave … Read more

Does remote work contribute to high inflation? | Smart Change: Personal Finance

(Bram Berkowitz) Many different factors have contributed to the rise in inflation this year. Rising gas prices, a lot of stimulus over the past couple of years, and pent-up demand as a result of the pandemic are just a few of the big factors to bring up. Inflation has pushed up bond yields and forced … Read more